The Process
Your Reverse Mortgage Journey
Beginning a reverse mortgage doesn’t have to be overwhelming. Sean Boehmer simplifies the process by providing step-by-step guidance from your first consultation through loan closing. His goal is to make every stage of the journey clear, comfortable, and easy to understand so you always know what to expect.
Personalized Consultation
Every successful reverse mortgage starts with understanding your financial goals and retirement plans. During your consultation, Sean reviews your situation, discusses available loan programs, explains eligibility requirements, and answers all of your questions. This educational approach ensures you have the information needed to make an informed decision.
Application and Loan Review
Once you’ve selected the reverse mortgage that best fits your needs, Sean guides you through every stage of the application process. From ordering the appraisal and completing required counseling to underwriting and final approval, you’ll receive consistent communication and personalized support to keep everything moving smoothly.
Closing Your Reverse Mortgage
After your loan receives final approval, you’ll complete the closing process and officially begin enjoying the benefits of your reverse mortgage. Sean remains available even after closing to answer questions and provide continued support whenever you need assistance.
Support Every Step of the Way
Sean believes exceptional customer service extends beyond paperwork. Throughout your lending journey, he provides honest communication, timely updates, and dependable guidance so you always feel informed and confident. His commitment is to make the reverse mortgage experience straightforward, transparent, and focused entirely on your success.
Reviewing Your Eligibility
The first step in the reverse mortgage process is determining whether you meet the program’s eligibility requirements. Sean Boehmer with Edge Home Finance reviews important factors such as your age, primary residence, home value, and existing mortgage balance to help you understand which reverse mortgage solutions may be available.
Home Appraisal and Counseling
After your application begins, an independent home appraisal is completed to determine your property’s current market value. You’ll also participate in a required counseling session with a HUD-approved counselor, ensuring you fully understand the reverse mortgage program, your responsibilities, and the available options before moving forward.
Loan Approval and Closing
Once the appraisal, counseling, and underwriting have been completed, your loan moves toward final approval and closing. Sean keeps you informed throughout the process, making sure every document is reviewed carefully and every question is answered so you can complete your reverse mortgage with confidence.
Enjoy the Benefits of Your Reverse Mortgage
After closing, you can begin taking advantage of your reverse mortgage based on the payment option you selected. Whether you receive a lump sum, monthly payments, a line of credit, or a combination of these, Sean remains available to provide ongoing support and answer any questions you may have throughout your retirement journey.
